Rates
Please contact an employee for further information about applicable fees and terms.
| Alden Branch |
507-874-3363 |
| Albert Lea Branch |
507-373-1481 or 1-800-657-6961 |
| Emmons Branch |
507-297-5461 |
|
 Download Rates PDF |
Accurate as of 8/11/2022
Certificates of Deposit
| Terms |
$1,000 minimum |
$10,000 minimum |
$25,000 minimum |
| |
Rate |
APY |
Rate |
APY |
Rate |
APY |
| 3 Months |
0.20% |
0.20% |
0.25% |
0.25% |
0.30% |
0.30% |
| 6 Months |
0.35% |
0.35% |
0.40% |
0.40% |
0.45% |
0.45% |
| 12 Months |
0.45% |
0.45% |
0.50% |
0.50% |
0.55% |
0.55% |
| 18 Months |
0.60% |
0.60% |
0.65% |
0.65% |
0.70% |
0.70% |
| 24 Months |
0.65% |
0.65% |
0.70% |
0.70% |
0.75% |
0.75% |
| 36 Months |
0.70% |
0.70% |
0.75% |
0.75% |
0.80% |
0.80% |
| 48 Months |
0.85% |
0.85% |
0.90% |
0.90% |
0.95% |
0.95% |
| 60 Months |
0.95% |
0.95% |
1.00% |
1.00% |
1.05% |
1.05% |
Certificates of Deposit Specials
| CD Specials |
$1,000 minimum |
|
| |
Rate |
APY |
|
|
| 19 Month |
2.35% |
2.35% |
|
|
| 29 Month |
2.45% |
2.45% |
|
|
Individual Retirement Accounts and Health Savings Accounts
| Traditional IRA's and Roth IRA's |
| |
Rate |
APY |
| 12 Months |
0.45% |
0.45% |
| 24 Months |
0.65% |
0.65% |
| 36 Months |
0.70% |
0.70% |
| 48 Months |
0.85% |
0.85% |
| 60 Months |
0.95% |
0.95% |
| Minimum for IRA Terms = $1,000 |
| Variable Rate IRA Savings |
| |
Rate |
APY |
| $100 min |
0.05% |
0.05% |
| Variable Rate H.S.A's |
| |
Rate |
APY |
| $100 to $4,999.99 |
0.05% |
0.05% |
| $5,000 & above |
0.10% |
0.10% |
Deposit Accounts
| Deposit Accounts |
| |
Rate |
APY |
| Economy Savings ($25 min.) |
0.10% |
0.10% |
| Regular Savings ($100 min./below $3 s/c) |
0.10% |
0.10% |
Money Market - Investment Savings
($1,000 min./below $5 s/c)
$.01 - $19,999.99
$20,000 - $49,999.99
$50,000 and up |
0.15%
0.30%
0.40% |
0.15%
0.30%
0.40% |
Security Gold Checking
($10,000 min./below $5 s/c) |
0.35% |
0.35% |
Interest Checking
($500 min./below $3 s/c)
$500 - $2,499.99
$2,500 and up |
0.05%
0.08% |
0.05%
0.08% |
Platinum Money Market Savings
($10,000 min./below $25 s/c)
$.01 - $19,999.99
$20,000 - $49,999.99
$50,000 - $149,999.99
$150,000 - $249,999.99
$250,000 and up |
0.15%
0.30%
0.40%
0.45%
0.50% |
0.15%
0.30%
0.40%
0.45%
0.50% |
All rates are subject to change without notice
**Security Bank Minnesota checking account required to earn stated APY
*Fee could reduce earnings on an account
*APY = Annual Percentage Yield
Rate = Interest Rate
Early withdrawal of CD's may result in a penalty of 3 months interest when the term of the CD is less than or equal to one year. A penalty of 6 months interest may be charged when the term of the CD is greater than one year. The penalty is calculated on the last renewed balance.