Rates
Please contact an employee for further information about applicable fees and terms.
| Aden Branch | 507-874-3363 | | Albert Lea Branch | 507-373-1481 or 1-800-657-6961 | | Emmons Branch | 507-297-5461 | |  Download Rates PDF |
Accurate as of 1/11/2019
Certificates of Deposit
| Terms | $1,000 minimum | $10,000 minimum | $25,000 minimum |
| | Rate | APY | Rate | APY | Rate | APY |
| 3 Months | 0.35% | 0.35% | 0.40% | 0.40% | 0.45% | 0.45% |
| 6 Months | 0.75% | 0.75% | 0.80% | 0.80% | 0.85% | 0.85% |
| 12 Months | 0.95% | 0.95% | 1.00% | 1.00% | 1.05% | 1.05% |
| 18 Months | 1.00% | 1.00% | 1.05% | 1.05% | 1.10% | 1.10% |
| 24 Months | 1.25% | 1.25% | 1.30% | 1.30% | 1.35% | 1.35% |
| 36 Months | 1.35% | 1.35% | 1.40% | 1.40% | 1.45% | 1.45% |
| 48 Months | 1.55% | 1.55% | 1.60% | 1.60% | 1.65% | 1.65% |
| 60 Months | 1.75% | 1.75% | 1.80% | 1.80% | 1.85% | 1.85% |
Certificates of Deposit Specials
| CD Specials | $5,000 minimum | $50,000 minimum |
| | Rate | APY | Rate | APY |
| 19 Months | 2.25% | 2.25% | 2.45% | 2.45% |
| 29 Months | 2.50% | 2.50% | 2.70% | 2.70% |
| 39 Months | 2.80% | 2.80% | 3.00% | 3.00% |
Individual Retirement Accounts and Health Savings Accounts
| Traditional IRA's and Roth IRA's |
| | Rate | APY |
| 12 Months | 0.95% | 0.95% |
| 24 Months | 1.25% | 1.25% |
| 36 Months | 1.35% | 1.35% |
| 48 Months | 1.55% | 1.55% |
| 60 Months | 1.75% | 1.75% |
| Minimum for IRA Terms = $1,000 |
| Variable Rate IRA Savings |
| | Rate | APY |
| $100 min | 0.20% | 0.20% |
| Variable Rate H.S.A's |
| | Rate | APY |
| $100 to $4,999.99 | 0.15% | 0.15% |
| $5,000 & above | 0.20% | 0.20% |
Deposit Accounts
| Deposit Accounts |
| | Rate | APY |
| Economy Savings ($25 min.) | 0.10% | 0.10% |
| Regular Savings ($100 min.) | 0.20% | 0.20% |
Money Market - Investment Savings
$.01 - $19,999.99
$20,000 - $49,999.99
$50,000 and up |
0.25%
0.30%
0.40% | 0.25%
0.30%
0.40% |
Security Gold Checking
($10,000 min./below $10 s/c + .20/item) | 0.40% | 0.40% |
Interest Checking
$500 - $2,499.99
$2,500 and up |
0.10%
0.15% |
0.10%
0.15% |
All rates are subject to change without notice
**Security Bank Minnesota checking account required to earn stated APY
*Fee could reduce earnings on an account
*APY = Annual Percentage Yield
Rate = Interest Rate
Early withdrawal of CD's may result in a penalty of 3 months interest when the term of the CD is less than or equal to one year. A penalty of 6 months interest may be charged when the term of the CD is greater than one year. The penalty is calculated on the last renewed balance.
